There is no doubt that the 2003 & 2007 San Diego Wildfires were major catastrophes that caused many home and business owners to suffer unimagined physical and financial losses and the aftermath caused them to suffer a second time at the hands of their insurance company during the claims process. During the claims process the majority of insurance carriers while stating that they were trying to make whole those suffering home and business owners, that clearly was not the case. The insured public faithfully paid for insurance coverage believing that in the event of a loss that he or she will be fully reimbursed. However, after these significant fire losses, the insurance carriers assigned company or independent adjusters to handle those claims. The adjusters had to shift through the ashes and many had no idea what personal assets were owned which caused them to also question if an asset really existed or how much the home or business would cost to rebuild or replace. Further, many adjusters settled the claims for the lowest amount that an insured was willing to accept in order to save on the Company’s bottom-line. Some of those settlements were less than the policy limits that may have been too low to begin with. By far, many of those affected insureds came out on the short end.
Unfortunately, this same tragic scenario continues to replay daily in some city or town throughout the United States. The reason Insurance Companies can get away with this is practice is simple, Most insureds cannot prove the existence or value of his or her home or business and its contents.
DocuTech Assurance was designed to help you (the insured public) to IDENTIFY, VERIFY & CONFIRM your assets through our state-of-the-art technology, secured website that is available 24/7 and a confidential policy assessment that will help you to make an informed decision as to how much insurance you will need to be made whole after a loss or disaster.
As a DocuTech customer, you can elect us to immediately provide your insurance company and the claims adjuster your asset documentation that will allow them to evaluate and settle your claim for a sum for which you will have a better expectation to receive and with fewer headaches that should give you PEACE OF MIND.
Remember ---- IDENTIFICATION, VERIFICATION & CONFIRMATION ------ DocuTech it!